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# INTERMERITOCRACY

Progress, Joy, Life, Love, & Fairness

## Sitemaps

- [XML Sitemap](http://intermeritocracy.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Worldwide Real Inflation & Gold](http://intermeritocracy.com/worldwide-real-inflation-gold/) - Available at Amazon Kindle, "Worldwide Real Inflation and Gold I" & "Worldwide Real Inflation and Gold II." True EC Report
- [Worldwide Real Inflation & Gold II](http://intermeritocracy.com/worldwide-real-inflation-gold-ii/) - Available at Amazon Kindle, "Worldwide Real Inflation and Gold I" & "Worldwide Real Inflation and Gold II." True EC Report
- [Vivian Davis](http://intermeritocracy.com/vivian-davis/)
- [Stephanie Cohen](http://intermeritocracy.com/stephanie-cohen/)
- [China's Growing Economy](http://intermeritocracy.com/chinas-growing-economy/) - The thriving economy of China is dictated by the People’s Republic of China. This has been the dominate force driving the economy since 1978. Currently China’ economy ranks it #4 in the world so there is no doubt the regulations of the People’s Republic of China are working well for the people of China. However,
- [Money and the World](http://intermeritocracy.com/money-and-the-world/) - Whatever your resources, socially responsible investment (SRI) can help you fulfil your dreams, and make the world a better place. SRI means you can channel your money away from industries that contribute to the destruction of the environment, companies employing sweatshop and child labour, business involved in animal experimentation and corporation that support repressive and
- [Islam Sharia Law and Finances](http://intermeritocracy.com/islam-sharia-law-and-finances/) - If you’re Muslim and are concerned about financial products that comply with Sharia Law, there are more and more options available to you today. The first Islamic bank in the UK, the Islamic Bank of Britain, opened its headquarters in Birmingham in 2004, offering a range of products and services such as pensions, mortgages and
- [Less Coal - China’s Energy Plan](http://intermeritocracy.com/less-coal-chinas-energy-plan/) - According to a U.S. Congressional – Executive Commission on China, which held a series of Issues Roundtables in late 2004, it was estimated that 12 Chinese mine workers die for every million tons of coal produced. Most are killed by methane gas explosions while inside the coal mines. China Business Weekly reported in July 2000,
- [Art, Science, and Technical Analysis](http://intermeritocracy.com/art-science-and-technical-analysis/) - Forex Charting Lesson: Chapter 1 - Introduction We made our Technical Analysis lessons as simple as possible for easy understanding. There will be as much graphs and step by step guide as possible. We believe that the basic is the most important step to understanding TA - with these basics, you can move on to
- [Fit For The Stock Market?](http://intermeritocracy.com/fit-for-the-stock-market/) - You might have heard of small individual stock investors becoming rich from a few wise investments. Perhaps you long to become part of a large trading group that profits from the latest round of buying and selling shares of a company they hope will prove a moneymaker. While all of these tales sound like something
- [Stocks Basics](http://intermeritocracy.com/stocks-basics/) - Hollywood loves the stock market. The chaos of the stock exchange floor, the tension of boiler room day-trading, devious power brokers making back room deals; it all makes for great drama. Then you have the true-to-life stock market stories in the news: insider trading, big money IPOs, the dot com bust. All of it is
- [Time for Dividends](http://intermeritocracy.com/time-for-dividends/) - Soaring technology stocks led the longest bull market in history during the 1990s, driving investors to shun stocks of dividend-paying firms. The steady stock performance of more conservative firms just seemed pale in comparison. But now, rising interest rates and slowing corporate earnings are causing investors to again turn to the tried-and-true: high-quality firms with
- [Money Skills for the Youth](http://intermeritocracy.com/money-skills-for-the-youth/) - How many times have you told your kids, "Money doesn't grow on trees"? Eventually, your children are going to have to learn that getting the things they want requires some effort. The sooner you instill this concept in your child's mind, the better. Lessons about finances are easy and can be incorporated into everyday life
- [Passing Financial Practices](http://intermeritocracy.com/passing-financial-practices/) - In our world of “keeping up with the joneses”, it’s an everyday struggle to resist buying the latest, greatest toy to wow our neighbors with. But how did we come to be this way? If you’re a Baby Boomer, your parents probably weren’t like this. They were too busy trying to feed, clothe, and provide
- [Forex Strategies](http://intermeritocracy.com/forex-strategies/) - FOREX trading refers to an international, 24/7, over the counter, exchange market where currencies of different nations are bought and sold. Trading is always done in pairs assuming the price of currency bought to go up and that sold to fall down. It is the largest liquid financial market making it impossible for any single
- [Emotion Investing](http://intermeritocracy.com/emotion-investing/) - Humans are all emotional being. We do not always make decisions rationally. Emotion is part of us as investors. Investors might feel better towards stocks at certain point or they might feel that owning stocks are risky and avoid it at all cost. Investors may also feel attached towards a specific company and continue owning
- [Mergers in Tough Economy](http://intermeritocracy.com/mergers-in-tough-economy/) - The economy today is not stabilized. Even big companies have to confront the ups and downs that come their way. But the only thing that keeps them going is survival. They have to survive in the market and progress swiftly or gradually. One strategy to advancement is that of ‘mergers’ between companies. There are numerous
- [What do VCs want?](http://intermeritocracy.com/what-do-vcs-want/) - Venture capitalists come across a lot of companies that need funding everyday. Harsh as it may seem only 10% of the applicants will receive funding for their business. Each firm has their standards to uphold to be able to diversify their portfolio. To be able to stay ahead of the competition you must be able
- [Options Trading Basics, Part I](http://intermeritocracy.com/options-trading-basics-part-i/) - The study of options can expand your perceptions about the range of possibilities. Most people are familiar with two forms of investment: equity and debt. There is a third method, however, and that third method is far more interesting than the other two. Its attributes are unlike any that most people understand—and these differences can
- [Options Trading Basics, Part II](http://intermeritocracy.com/options-trading-basics-part-ii/) - An option is a contract that provides you with the right to execute a stock transaction—that is, to buy or sell 100 shares of stock. (Each option always refers to a 100-share unit.) This right includes a specific stock and a specific fixed price per share that remains fixed until a specific date in the
- [Eastman Kodak Research](http://intermeritocracy.com/eastman-kodak-research/) - It’s simply amazing that ten years into the digital revolution, Eastman Kodak is trying to figure out what business they are in. For decades Kodak dominated the chemically based photographic process. You shoot a roll of film, and then you physically took the roll to a developer, and made a second trip to pick up
- [Hedge Fund Leverage Research](http://intermeritocracy.com/hedge-fund-leverage-research/) - Wow, it’s just starting and it’s not going to stop. Basis Capital is an Australian hedge fund. They run about a billion dollars under management. What you have to keep in mind however is that hedge funds use LEVERAGE, big leverage. The average hedge fund manager in the United States is using 6 times the
- [5 reasons for ETFs](http://intermeritocracy.com/5-reasons-for-etfs/) - When people ask for investing advice, ETFs usually come up pretty quickly, because they are so heavily marketed and trumped by the industry. Exchange-traded funds, or ETFs, are an easy way to diversify a small investment, but to get the most out of your investment, it is important to understand how they operate. ETFs are
- [International Investment Sense](http://intermeritocracy.com/international-investment-sense/) - Of the world's 40,000 publicly traded companies, 77 percent are located abroad, a pretty good sign that there are compelling investment opportunities outside the United States. Viewed another way, 51 percent of the world's $38 trillion total market capitalization belongs to the international arena. U.S. mutual funds hold $491 billion in overseas investments. With so
- [Global Peace Plan](http://intermeritocracy.com/global-peace-plan/) - Rick Warren, author of the best selling book ‘The Purpose Driven Life’ and leader of the Saddleback mega church in California has launched a global PEACE plan which aims to enlist ‘one billion foot soldiers for the Kingdom of God’. In a talk given to 30,000 people in Anaheim, USA he announced his plan which
- [Dollar and the American Economy](http://intermeritocracy.com/dollar-and-the-american-economy/) - A single bad event, by itself, is rarely a cause for worry. But put that single bad event together with another seemingly unrelated bad event and, well, there could be serious trouble ahead. Take the steady, troublesome decline of the value of the American dollar. That now well-established decline has turned into what appears eerily
- [Terrorism vs. Investing in Oil](http://intermeritocracy.com/terrorism-vs-investing-in-oil/) - Terrorist attacks threaten the security of nations and create an atmosphere of uncertainty. These threats impact stocks and commodities markets around the world and make investment decisions very difficult, even for the experts. So what can average investors do? First, they should ask themselves what the likelihood is of a major terrorist attack. Then, they
- [Thriving Economy of China](http://intermeritocracy.com/thriving-economy-of-china/) - The thriving economy of China is dictated by the People’s Republic of China. This has been the dominate force driving the economy since 1978. Currently China’ economy ranks it #4 in the world so there is no doubt the regulations of the People’s Republic of China are working well for the people of China. However,
- [Economic Planning](http://intermeritocracy.com/economic-planning/) - Does the current economic crisis have you worried? Are you wondering how to achieve financial freedom so you can protect yourself and your family from the coming financial crash? Here is what you need to know. The first thing you need to understand is what the word economics means in terms of thinking about your
- [Basics of Venture Capital](http://intermeritocracy.com/basics-of-venture-capital/) - A lot us have ideas, but the real challenge is making them a reality. There are a lot of opportunities in the business industry but the real challenge is making out. Earning money is as difficult as finding. No one really want to be a cubicle drone but without any capital most of us become
- [Applying for a Venture Capital](http://intermeritocracy.com/applying-for-a-venture-capital/) - Most entrepreneurs know what they have to do when searching for venture capital. But there also common mistakes that you have to avoid when presenting your business. An applicant can be rejected for a number of things. Most venture capitalists are only required to approve a certain number of business plans they come across everyday.
- [Gratitude and Happiness](http://intermeritocracy.com/gratitude-and-happiness/) - People complain. They’re complaining all the time about everything. As a child, I was innocent enough to believe what people were saying. I really thought there were plenty of valid reasons to complain: the weather (most often), lack of money (runner-up), the neighbors, husband or wife, the children (me, in this case), civilization (or the
- [Special Day Everyday](http://intermeritocracy.com/special-day-everyday/) - The same sun, the same sky, the same home, and the same routine. Life is boring. Every day is same. How to carry on from day to day? Why does a week not have seven sundays? Don't you find yourself saying - 'I want to enjoy life. I am getting bored with my schedule that
- [Obtaining Inner Peace](http://intermeritocracy.com/obtaining-inner-peace/) - I have no doubt that there are many people out there who are searching for ways of improving their overall quality of life. We have no divine right to be happy of course but on the other hand we should not just sit back and accept second best. I am the type of person who
- [Using Your Mind Power](http://intermeritocracy.com/using-your-mind-power/) - The greatest power we ever got is the power of our thoughts. There is an Intelligence inside us that can elevate our life at the highest level. Everyone should learn to collaborate with this Intelligence which is organized to react on our intentions and to create with us a life of abundance and happiness. Freedom,
- [Emotional Secrets to a Happier Life](http://intermeritocracy.com/emotional-secrets/) - Can you remember a time when you became a little irritated with someone and made a sharp comment that may have hurt, one which you later regretted? Have you ever writhed in the pain of emotional agony over some loss or missed opportunity? Do you recall a time when you felt so overwhelmed by emotion
- [Shifting Reality](http://intermeritocracy.com/shifting-reality/) - Do you know that you are emitting signals that the universe responds to? It's like we're all emitting radio signals that go out into the universe and match us up with anything on the same wavelength, bringing to us the circumstances and events which make up our lives. The signals you emit are made up
- [Meaning of Your Dreams](http://intermeritocracy.com/meaning-of-your-dreams/) - The meaning of dreams has been of interest to mankind throughout history. Dreams come to us in a variety of forms that range from frightening to erotic. We experience images, sounds, sensations, and voices in our dreams that we are unable to influence or control. Do our dreams have special meanings? Are they brought on
- [Natural Colors of Flowers](http://intermeritocracy.com/natural-colors-of-flowers/) - Human beings first used natural colors centuries ago. During those times synthetic colors were not available. Flowers were the main source of color. This article does not intend to go into how the colors were extracted and so on, but how colors of flowers can make our life a better living experience. Let us examine.
- [Passion and Fire in Your Soul](http://intermeritocracy.com/passion-and-fire-in-your-soul/) - Many people try to hold a raging fire within themselves, but it restlessly and relentlessly gnaws at their core. Some have tried to cover it up with alcohol, numb it with drugs, hide it with shopping, kids, work, or religion, or fuel it with sex. The Baby Boomers looked for eternal youth and to change
- [Money Can't Buy You Joy](http://intermeritocracy.com/money-cant-buy-you-joy/) - I am sure there will be many people who read this article and will think I am rather mad. Quite frankly I do not care. In this article I write about what in my humble opinion are the most importants things in life, health and happiness. All that most of my friends talk about is
- [Life with Joy](http://intermeritocracy.com/life-with-joy/) - Living with joy can sometimes be a challenge. When things appear to be going against our will, we tend to experience this as pain, suffering, or that we’re having a bad day. Recognizing that we are in control of our feelings, and that we have the choice to live in joy, or in fear is
- [Think Positive and Yield Happiness](http://intermeritocracy.com/think-positive-and-yield-happiness/) - I have met many people in my life who are very negative. They moan about seemingly everything and walk around with the weight of the world on their shoulders. I was also like that until the age of twenty-two, at this age I decided to have a new approach to life. For those first twenty-two
- [Finding Self](http://intermeritocracy.com/finding-self/) - On the surface it seems an odd idea that you could actually be anything other than who you really are. But from the time we can talk, we’re being programmed to “fit in”. We find ourselves conforming in order to please the people we love, and who love us. But sometimes that means that you
- [Pleasure or Happiness](http://intermeritocracy.com/pleasure-or-happiness/) - We are a pleasure seeking society. Most of us spend our energy seeking pleasure and avoiding pain. We hope that by doing this, we will feel happy. Yet deep, abiding happiness and joy elude so many people. There is a huge difference between happiness and pleasure. Pleasure is a momentary feeling that comes from something
- [Happiness Giving](http://intermeritocracy.com/happiness-giving/) - We all want happiness. We all need appreciation. We all crave for recognition. We all want to be applauded. We all desire to be called as good and lovely human beings. We are all looking for this certificate from our friends, family and our partner. This makes us happy. This makes us feel good about
- [In Search Of A Dream Dictionary](http://intermeritocracy.com/dream-dictionary/) - One of the main challenges you will encounter when doing research on Dream Dictionary information is setting aside the time to continue searching. The industry affiliated with the topic of Dream Dictionary is ever growing. Digging up the most usable replies to your questions online isn't demanding. Discovering Dream Dictionary details on the internet isn't
- [Do What You Love & Love What You Do](http://intermeritocracy.com/do-what-you-love-love-what-you-do/) - What do you want to be when you grow up? I’m sure you were asked this question at least once when you were a youngster. When asked the question, did you have an answer at the ready, or did you need a few minutes to think about it? We all had dreams of becoming something
- [Hidden Self and Healment](http://intermeritocracy.com/hidden-self-and-healment/) - Conceptions in Healing the Hidden Self Developing our concepts will assist us with conjuring up new ideas and perceptions that lead us to healing the hidden self. Through theorizing, shuffling, and developing new ideas we can change our view on life by changing our main beliefs and perceptions. The common human must consistently maneuver through
- [Happy Choice](http://intermeritocracy.com/happy-choice/) - Ever heard someone say,”…so-in-so is great, but I’m just not happy?” Or have you ever wondered why you just couldn’t seem to find happiness? Read on to learn how you can choose to be happy. Happiness is something you have to “choose” to be. A person could have all the money in the world, and
- [The Happy Mind](http://intermeritocracy.com/the-happy-mind/) - Though one could be infinitely happy by just enjoying the nature and family and all the human-made things, there are still millions of people who are unhappy. In the developed countries there is very fortunate circumstance of having both God-given and man-made things. Still majority of people there are unhappy. In the developing countries, where
- [Positive Attitude Secrets](http://intermeritocracy.com/positive-attitude-secrets/) - Are you constantly bombarded by thoughts of negativity? Plagued by feelings of insecurity? Do you see everything in a negative manner? The reason for this lies deep within your heart. You are what you mentally and spiritually eat. If a person drinks alchohol on a daily basis, odds are their body will be affected in
- [7 Simple Ways To Feel Happier](http://intermeritocracy.com/7-simple-ways-to-feel-happier/) - All of us have days when we're out of sorts. You just wish you were in a better mood. You've had days like that, haven't you? Perhaps you tried to get yourself into a better state of mind but struggled to achieve it. Sometimes we get stuck in our own emotional dumps and forget how
- [Knowing Your Passion](http://intermeritocracy.com/knowing-your-passion/) - Okay, you've decided you want to make money with Affiliate Marketing. So, you join some affiliate programs and start submitting free ads to newsletters and free advertising classifieds sites. You're going to make BIG money now -- right? Nope! Sorry! Just sending out a few ads is not going to do it. Not if you
- [Online Gambling Ban?](http://intermeritocracy.com/online-gambling-ban/) - Many people were hoping that if the Democrats won control of Congress they would reverse the online gambling ban, but experts doubt they will even try or that if they do that the will be successful. Once the bill was passed and signed into law by the president, it became much harder to reverse the
- [The Debate](http://intermeritocracy.com/the-debate/) - If you are anything like me, the smallest decisions can quickly become material for the greatest debates of your life. You can turn the tiniest molehill of an issue into a huge mountain of a decision just by sitting down and analyzing too much. Sound familiar? Have you ever gotten weighed down in trying to
- [Politics in Canada](http://intermeritocracy.com/politics-in-canada/) - The Canadian political system as it is known today was first drafted by the "Fathers of Confederation" at the Quebec conference of 1864. This then became law when the constitution act was passed in 1867. This act gave the formal executive authority to Queen Victoria (Queen of Great Britain) which made Canada a sovereign democracy.
- [Taking Stance on Immigration](http://intermeritocracy.com/taking-stance-on-immigration/) - There is a lot of talk lately about immigration. I can hardly pick up a copy of the news without reading some headline story about the latest government position on the immigration issues our country is dealing with. Every political leader has a different perspective on how our country should be handling the issues ahead
- [Inefficient Social Security](http://intermeritocracy.com/inefficient-social-security/) - Ah.. Social Security… It’s wonderful program that takes 12.4% of your income each year in order to secure you your future. Let’s analyze Social Security a bit, shall we? The purpose of Social Security is to help the average American save money for retirement. Although the funds average annual yield is 5.3%, it’s backed by
- [Sci-Fi Weapon Coming True](http://intermeritocracy.com/sci-fi-weapon-coming-true/) - “The Stilleto” is a weapon featured in Clarke’s science fiction novel “Earthlight”. In the 1955 Clarke novel, the weapon is said to emit a beam of light that was able to pierce a spacecraft. The writer afterwards explains that the weapon he mentioned in his novel was actually a stream of liquefied metal that gets
- [Insurance in America](http://intermeritocracy.com/insurance-in-america/) - Insurance is like a myth. From one small seed of truth, a fairytale the size of 1000 giant sequoias has sprung up. Reality is blocked from view. Surely, you’ve noticed all the giant, sequoia-like buildings are owned by banks and insurance companies. Where do they get all that money? How much money do the executives
- [Should We Legalize Gambling?](http://intermeritocracy.com/should-we-legalize-gambling/) - The question we should be asking is, by banning online gambling are we going to make things better or worse? The answer to that question is simple, banning legalized and regulated online gambling in any form, just makes another way for organized crime to get a hold of peoples money, and then no one but
- [One Too Many Blank Check](http://intermeritocracy.com/one-too-many-blank-check/) - With Mid Term elections just around the corner maybe it's time for us to start taking a harder look at what has happened to “OUR” civil liberties. What we once took for granted as the cornerstone of being an American would seem to be in the process of disappearing on an almost daily basis. The
- [Smaller Government](http://intermeritocracy.com/smaller-government/) - As we move into the 21st century Western democracies are more and more becoming involved in the trivia of people’s lives. All governments, no matter what their political leaning seem to be under the impression that they know what is best for each and every one of us. Instead of involving themselves in the great
- [Billions Not What It Used To Be](http://intermeritocracy.com/billions-not-what-it-used-to-be/) - I am not sure how much national attention this story has gotten but there was a tragedy that took place in Boston’s Big Dig on July 10th. One of the ceiling panels that are hung in the tunnels of the biggest construction project in the world, the “Big Dig”, fell and crushed a car killing
- [Jeremy Rios](http://intermeritocracy.com/jeremy-rios/)
- [Contributors Post](http://intermeritocracy.com/contributors-post/)
- [Mia Chen](http://intermeritocracy.com/mia-chen/)
- [Buy or Sell?](http://intermeritocracy.com/buy-or-sell/) - The mechanism of buying and selling is quite easy. It is as easy as pressing a button in front of your computer screen. The question of when investors should buy and sell warrant a more detailed analysis. When to sell: Ideally, we should sell when a stock reaches its fair value. There are 9 other
- [Art Investing Basics](http://intermeritocracy.com/art-investing-basics/) - We all know when there is a panic on the financial market, everything that can be seen as an investment will rise in price. Besides traditional commodities such as gold and antiques, you can also consider some products of the modern art as in investment for your money. Let's consider paintings. A properly chosen painting
- [Value Investment Philosophy](http://intermeritocracy.com/value-investment-philosophy/) - Different sources define value investing differently. Some say value investing is the investment philosophy that favors the purchase of stocks that are currently selling at low price-to-book ratios and have high dividend yields. Others say value investing is all about buying stocks with low P/E ratios. You will even sometimes hear that value investing has
- [Foreclosure Risk Reward Assessment](http://intermeritocracy.com/foreclosure-risk-reward-assessment/) - There are many different things to invest in these days. One investment route which individuals take is with regard to foreclosures. Foreclosures occur when the current homeowner of a property fails to pay their monthly mortgage and the property is repossessed by the lender. There are various risks and rewards which go along with investments
- [Penny Stock Picking](http://intermeritocracy.com/penny-stock-picking/) - Should Wiley E. Coyote ever get into buying stocks, I have no doubt he would stack his portfolio with shares of ACME. I'm just not so sure any savvy penny stock investor should follow the economic advice of a coyote. Investors of the two-legged kind, whether they're looking at a penny stock or a blue
- [Value Investing](http://intermeritocracy.com/value-investing/) - With roots that date back to the 1930s, value investing is a price-driven discipline that seeks companies whose shares are selling at a discount to their true, or intrinsic, value. While growth-oriented investors focus on firms whose earnings are growing at a rapid pace, a quality that makes them highly sought after, value investors seek
- [Stock Market Risk Management](http://intermeritocracy.com/managing-risks-in-the-market/) - Whenever you invest your money in the stock market, you take on a certain amount of risk. While there is no way to get around that risk, it is possible to manage your risk by educating yourself before you start trading. One of the most important things to remember about any investment, is that if
- [Smart Investments](http://intermeritocracy.com/smart-investments/) - There is a harsh fact about reality. The good job that you have may not last your entire life or career. The stability of the job may change and the particulars about it may change it to one that is completely undesirable. You must think ahead and plan on making your money work for you.
- [Formula Investing?](http://intermeritocracy.com/formula-investing/) - One question almost every investor asks at some point is whether it is possible to achieve above market returns by selecting a diversified group of stocks according to some formula, rather than having to evaluate each stock from every angle. There are obvious advantages to such a formulaic approach. For the individual, the amount of
- [Truly Diversified?](http://intermeritocracy.com/truly-diversified/) - When more than 1 million college graduates entered the work force last fall, they began the first of what could be seven job moves during a 40-year working career, according to the Bureau of Labor Statistics1. In fact, according to a recent study by Fidelity Investments, one-third of today's new work force could be compiling
- [Tips for Beginning Investors](http://intermeritocracy.com/tips-for-beginning-investors/) - Investing can be confusing, especially for the beginner. Getting some basic tips can help a beginning investor to make informed choices that fit their needs. Each person has a different goal when investing and that plays a big impact on how you invest. The following list explains some things beginners should know before investing. 1.
- [Right Way to Invest](http://intermeritocracy.com/right-way-to-invest/) - The world of investments offers a dangerous draw: huge rewards with the chance of terrible losses. Investors love the idea of accumulating wealth, but no one likes losing money. The trick is to know how to invest with minimal risk. Nobody can predict the fluctuations of the market completely accurately, but as you start investing,
- [Psychology in Investing](http://intermeritocracy.com/psychology-in-investing/) - America will continue to be the land of opportunity and regardless of what course our economy takes over the next few years, it's likely that investment opportunities will be numerous and attractive. Companies driven by the ever increasing advancements in technology will emerge, while older companies, out of necessity, will come forth with new products.
- [Investment Mistakes to Avoid](http://intermeritocracy.com/investment-mistakes-to-avoid/) - Smart people sometimes make dumb mistakes when it comes to investing. Part of the reason for this, I guess, is that most people don’t have the time to learn what they need to know to make good decisions. Another reason is that oftentimes when you make a dumb mistake, somebody else—an investment salesperson, for example—makes
- [Higher Bond Yields](http://intermeritocracy.com/higher-bond-yields/) - To understand high yield bonds, let's define what a bond is. A bond is an interest-bearing investment that obliges the borrower to pay a specific amount of interest for a specific period of time and then at maturity to repay the investor the original amount of the loan. High yield bonds are bonds issued by
- [Forex Trading Starter](http://intermeritocracy.com/forex-trading-starter/) - Forex, also known simply as the "FX," is the commonly accepted abbreviation for the over-the-counter foreign exchange market. The forex market is the largest financial market on earth. Forex exists on a 24-hour-a-day global network that spans corporate, banking, and individual interests. There is no central trading floor. Currency is traded around the world and
- [Financial Freedom Choices](http://intermeritocracy.com/financial-freedom-choices/) - Financial freedom eludes so many people these days who by all logical conclusions and observations should have obtained it. It’s commonly cited as one of the most important and sought after goals in life and yet is rarely attained. This article does not attempt to give you a magic formula for success but I do
- [Futures Trading in Commodities](http://intermeritocracy.com/futures-trading-in-commodities/) - If you don't mind losing $5,000 in 10 minutes, you may enjoy trading commodity futures contracts. There's an old saying among commodity traders: "It's easy to make a small fortune in commodities. Just start with a large fortune!" This is not a business for people who are emotionally attached to their money, yet thousands of
- [Fund Management.  Bigger the Better?](http://intermeritocracy.com/fund-management-bigger-the-better/) - When it comes to selecting top-performing investment funds and unit trusts the bigger brand is not necessarily better. Choosing the wrong fund by investing with big brand fund managers could cost investors dearly. Many investors are deluded into thinking that buying from a big brand fund manager will in some way protect them against selecting
- [Your Investing Rules](http://intermeritocracy.com/your-investing-rules/) - Investing your money can be a great way to ensure your financial future. With the right investment choices, you can be sure to have money for emergencies, to put towards the education of your children, and to have available when the time comes for you to retire. There is a key word in the preceding
- [Real Ideas and Angel Investors](http://intermeritocracy.com/real-ideas-and-angel-investors/) - If you're an emerging company with the next great product, sometimes you need an angel on your side. A study by the University of New Hampshire's Center for Venture Research showed that "angel investors" - high-net-worth individuals willing to invest in entrepreneurial companies at an early stage - shelled out more than $18 billion into

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